It retrieves the name of a bank a/c holder and status of the account for an a/c without the need of nominal transaction. In request, pass the bank account number and IFSC code. Name of the bank account holder can be passed in order to get a fuzzy name match score between the name passed in the request and the name returned from the bank.
To view error codes, click here
Getting started with Digio Rest Apis
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HTTP Basic
Send
Authorization in header containing the word Basic followed by a space and a base64 encoded string of username:password.
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Call this API to verify bank account of your customer.
{
"amount": 1,
"beneficiary_account_no": "8517129000033",
"beneficiary_ifsc": "CNRB0008517",
"narration": "string",
"unique_request_id": "string",
"beneficiary_name": "string",
"validation_mode": "PENNY_LESS"
}
➔ Amount for the PennyDrop operation. By default: 1 rupee is credited
➔ Bank account number that has to be verified
IFSC Code of the bank account that has to be verified
Optional, Narration field
Unique request id for traceability of request and recon purpose. Businesses are required to pass unique id for every request.
(Optional) Name of the bank account holder. Pass only if you want to perform a fuzzy match as part of the same request. Name match score between this and name from bank will be returned in result
➔
curl -X POST "https://api.digio.in/v4/client/verify/bank_account" \
-H 'accept: application/json' ID associated with the verification request
Verification Status (true/false)
Timestamp at which verification took place
Beneficiary Name according to the bank
Error Message if verification failed at bank's end
If beneficiary_name was sent in the request, this parameter shows the result of the fuzzy match of the name
If beneficiary_name was sent in the request, this parameter represents the score of the name match
Error code received during verification
➔ Account validation mode
Details about the exception. Usually contains the exception id for reference.
Error code
Description of the error
Custom errors
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