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Reverse Penny Drop, or UPI-Based Authentication, empowers users to initiate the authentication process by paying a nominal amount of INR 1 using their preferred UPI method. This nominal fee is promptly refunded to the customer’s bank account post-verification.

To integrate Reverse Penny Drop services from Digio in your app or website, you can

  1. Use a Standard Workflow Template already created in DigiStudio for Reverse Penny Drop
  2. Create a custom workflow in Digi Studio and add Reverse Penny Drop as a step

Using Standard Template

Call the Create Request API from DigiStudio and pass REVERSE_PENNY_DROP as the template_name to use the Standard Template

For a complete integration guide, please check out DigiStudio Integration

To view error codes, click here

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